Entering your 70s is a significant milestone, a time to fully enjoy the fruits of your hard work and careful financial planning. However, even if you’ve retired or reduced your workload, financial planning remains just as essential as it was in earlier stages of life. Striking the balance between living comfortably and preparing for unpredictable…
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All of our February financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information please contact your local Truly Independent Adviser to arrange your free…
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Early retirement is an ambitious but attainable goal, provided you adopt the right and disciplined approach to your finances. At the heart of this lies establishing a tax-efficient savings plan designed to maximise both your contributions and the growth of your investments over time. Success in this area often hinges on maintaining a strong commitment…
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Weddings celebrate love, commitment and the union of two lives, shared with family and friends. However, making this day memorable often comes at a significant financial cost. According to data, the average wedding in the UK costs £20,700. Wedding spending increased in almost every category between 2022 and 2023. The most significant cost is that…
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Like your car, your finances require consistent care and attention to keep running smoothly. Just as a regular service ensures your vehicle performs at its best and avoids costly breakdowns, a yearly financial check-up is vital to ensuring your money works as effectively as possible. The beginning of 2025 offers an ideal opportunity to take…
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Welcome to 2025! A new year brings new opportunities to focus on your financial health and set the foundation for a prosperous future. Like your car, your finances require consistent care and attention to keep running smoothly. Just as a regular service ensures your vehicle performs at its best and avoids costly breakdowns, a yearly…
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A concerning trend among UK workers in workplace pensions and long-term saving has been highlighted in recent research. Six in ten employees feel they are not saving enough for retirement, with a third experiencing anxiety when assessing the amount they have saved, the data shows. IMPORTANCE OF KNOWING YOUR CONTRIBUTIONS The level of contributions by…
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As the festive season approaches, we’d like to take this opportunity to thank you for your continued trust and support throughout the year. Christmas is a time for celebration, reflection, and looking ahead to new possibilities. While you enjoy the festivities, it’s also the perfect time to consider your financial well-being as you prepare for…
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Embarking on your retirement journey is a significant milestone filled with possibilities and new beginnings. However, being aware of potential pitfalls that could undermine your financial security is essential. One of the most prevalent issues is failing to protect against inflation. Known as the ‘silent thief’, inflation can gradually erode your savings and income purchasing…
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Constructing a diversified investment portfolio is crucial for safeguarding your wealth against market fluctuations. Diversification involves spreading your investments across various asset classes, sectors, regions and countries. However, tailoring your portfolio to your unique circumstances – such as your financial goals and investment timeline – is equally important. Before assembling your portfolio, it’s imperative to…
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All of our December financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information please contact your local Truly Independent Adviser to arrange your free…
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How to prevent misunderstanding and lay the groundwork for mutual financial success. Embarking on a financial journey with your partner can be both exciting and challenging. Whether you’ve been together for years or are at the start of a new relationship, planning your finances collectively can pave the way for a more secure future. A…
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